Brave New HMDA World – How Will You Know If You Are “Getting it Right”?
We all know that it is time to start thinking about the HMDA changes coming next year. But, with all the preparations you may be starting related to implementation of the new requirements, don’t forget...
View ArticleCompliance is Like First Grade
I don’t know how many times over the last year or so I have heard the phrase “culture of compliance”. It seems to be one of those overused buzz phrases. It’s in articles, in conference...
View ArticleAre You Ready to Jump In the Regtech Pool? (Hint: You Already Have!)
With summer here, our thoughts are turning to the many ways to enjoy some outdoor fun. And, a dip in the pool is always at the top of the list. But, on the business side, a...
View ArticleTo-ma-to, To-mah-to: The Difference Between MLA & SCRA
Breaking Down the 2017 NCUA’s Supervisory Priorities –The Difference Between MLA and SCRA At the end of my blog a couple weeks ago, I promised to continue with the themes in our whitepaper, Think......
View ArticleHappy Birthday, Nation!
Wow, I felt like Steven Colbert there for a second! Next week we celebrate our nation’s birthday. As we get ready to spend time with friends and family, put our heads back to admire... The post Happy...
View ArticleYour Mid-Year Compliance Checklist
We’re officially into the third quarter of the calendar year, which means the summer sun is blazing, humidity is high, Iowa sweet corn can be found in road-side stands around the state, and...
View ArticleShow Me the Money!
Is your credit union involved in indirect lending? If so, make sure you are paying close attention to your pricing strategy and fair lending risk. Do you still offer discretionary pricing to your...
View ArticleThe 5 Necessary Components of Your BSA Program
While preparing for a compliance presentation recently, I noticed my Power Point graphic looked oddly similar to the Olympic rings – convenient timing since the Olympics start this week (U.S.A. for the...
View ArticleSay “Hasta Luego!” to International Debit Card Fraud
In less than 48 hours, I will be on a plane to sunny Mexico for vacation (not that I’m counting). My family tries to go each year to beat the winter blues, and while... The post Say “Hasta Luego!” to...
View ArticleShout Out to My Ladies: International Women’s Day 2018
In honor of International Women’s Day (IWD), I wanted to share some insight on how your credit union can proactively support women. IWD has been observed since the early 1900s, and is a global... The...
View ArticleThe One Time It’s Okay to Not RSVP + Free CUNA Webinar
As if the ADA website compliance lawsuits weren’t enough, we have been hearing from several credit unions that have received an “invitation” from the United States Automobile Association (USAA) to...
View ArticleRaise Your Hand if You Utilize These Financial Crime Resources
I recently had the pleasure of attending some conferences where both state and national speakers presented on trends in financial crimes. At one of the conferences, the presenter asked who in the...
View ArticleThe Times They Are A-Changin’: Credit Card Edition
Here are a few things to be aware of – from both a credit union, and a consumer perspective – in regard to credit cards: The four major U.S. credit card companies have eliminated... The post The Times...
View ArticleReading Between the Lines: The CFPB’s Annual Complaint Report
Last month, the CFPB released its annual consumer response report, which includes data on the complaints filed with the agency in 2017. The report provides valuable insight for those willing to read...
View ArticleOne Small Way You Can Help Victims of Human Rights Abuses
This morning I watched the news while getting ready for work, checked my social media, and listened to the radio on the drive in – so I know I that am not alone in... The post One Small Way You Can...
View ArticleOur Top 10 from 2018
We blinked, and all of a sudden another year flew by. The PolicyWorks team is incredibly grateful for the opportunities we had in 2018 to provide great service, meet new people and help credit... The...
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